Auto Accidents Involving Uninsured Drivers
Texas state law requires all drivers to purchase insurance that will cover any
damages that they cause to other vehicles in the event of an accident. This insurance is called “Uninsured Motorist” insurance. Despite this
requirement, some Houston drivers still do not carry the right or any auto insurance. If they are
involved in an accident without insurance, their lack of coverage can
cause problems both for themselves and the other driver. In these tough situations, always call an auto accident attorney.
Consequences of Driving Without Insurance in Houston
The consequences of driving without insurance vary from state to state.
Some states have placed limits on the damages they can recover after an
accident, even if it was not their fault. They may also face increased
liability and may be financially responsible for up to the entire amount
of damages in their accident. In most states, uninsured drivers may also
face criminal charges for not having the required coverage, and this is so in Texas.
With the amount they may have to pay and no insurance company they can turn to for help, uninsured drivers will not be able to defend themselves in the event of a lawsuit and will have to pay everything
out of their pocket. In many cases, uninsured drivers may not even
be able to pay a settlement or verdict. Overall, it simply isn’t
worth the trouble to not have insurance.
If you have been involved in an accident with an uninsured driver, you
would ultimately be responsible for paying your own bills. In order to
protect victims from this unfair scenario, insurance companies offer drivers
uninsured motorist coverage and underinsured motorist coverage.
If you are involved in an accident, your insurance will pay you up to
your policy amount for property damages and any medical care you may require.
How Can an Car Accident Lawyer Help Me?
Even if you have purchased uninsured motorist coverage, it may not protect
you in all circumstances. It is important to contact a Houston car accident
attorney who can help you review the facts of your case and pursue a course
of action that can get you the maximum amount of compensation that you
are entitled to under the law.
Because Texas state law has a statute of limitations that limits the time
you have to file your claim to only two years after your accident, it
is urgent that you contact a lawyer from the Law Office of Daniel D. Horowitz,
III PC to begin taking immediate action. Even if you do not have uninsured
motorist coverage, you may still be able to make a claim against the other
driver or even your own insurance company. Our attorney can help you determine
the best course of action that will benefit you the most.